| Dec 03, 2010
If you think a cheap car equals cheap insurance, think again.There's more to auto-insurance rates than a vehicle's sticker price,
according to a recent study by InsWeb.com, an online insurance-comparison
Besides your own age and driving record, car insurance is based
chiefly on a combination of purchase price and a model's loss history,
or its record of involvement in insurance claims. A model with a history
of expensive liability and comprehensive claims will cost more to
insure. (An automobile's safety and security features also affect
So what are the cheapest models to insure right now? The Kia Sedona, Mazda's Mazda5, Ford
Escape, Hyundai Santa Fe and Mercury Mariner, according to InsWeb. The
Acura ZDX, Audi TTS, Audi A5, Cadillac Escalade and Chevrolet Corvette
top the most-expensive list. (For the full list, go to InsWeb.com.)
InsWeb compared car-insurance rate quotes for more than 400 models
requested by customers between January and September for 2010 model-year
The least-expensive cars to purchase often are not the cheapest to
insure since they're commonly used by younger drivers. Instead, minivans tend to
be the cheapest to insure because of their family-oriented drivers.
Sports cars are usually the most expensive to insure.
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