Bad Credit Car Loan – Options Available
July 16th, 2010There are many Americans making the purchase of a new or used car every year. Some people are well enough off that they can lay down the entire payment of a car outright. This is rare, however, and most people need to secure some form of financing for their car. This automatically means that you will be paying interest on …
Credit Scores Fall to New Lows
July 12th, 2010The credit scores of millions more Americans are sinking to new lows. Data published by FICO show that 25.5% of consumers — nearly 43.4 million people — now have a credit score of 599 or below, marking them as poor risks for lenders. It’s unlikely they will be able to get credit cards, auto loans or mortgages under the tighter …
How to Get and Keep a Good Credit Score
July 9th, 2010Consumers are always asking how they can improve on their credit scores and how do those with good scores keep them that way is such a turbulent economy.Yahoo.com published this great information about what those with good credit do right to keep it that way. There are really only five distinct categories that effect your overall credit rating. Below goes into the …
Refinance Car Loans – The Savings Add Up
July 6th, 2010Saving money is the goal of many people today. You may be doing several small things that add up to big savings every month. Another thing to add to your list is the possibility of qualifying for a refinance car loan. You may be able to secure a lower interest rate to decrease your monthly payments simply by refinancing the loan …
Refinance that Car Loan and Save
June 30th, 2010Did you know that you can refinance your car loan exactly like a mortgage on your own home? Regardless of your credit, with rates of interest being at historic lows, you can refinance now and save money in your existing auto payments. Many lenders are moving on the web to provide competitive programs at discounted rates to help you save. Consumers are …
Lower Your Car Payments
May 11th, 2010Many are looking for ways to keep more of their money in their own pocket and auto refinancing a car loan is a great to do just that. Many consumers have gone to dealerships and financed our cars the old fashion way, through the dealer. If you fall into that category, you probably paid a higher interest rate than you …
How to Trade Out of a Bad Auto Loan
May 7th, 2010Are you aware that you can refinance a bad vehicle loan and reduce your auto payments too? We have all obtained a automobile from a franchise dealer and thought we paid a great deal for the loan. In fact, you are probably right. Nearly all of us do pay more on your your loan than we should because we do …
Car Buying – What is GAP Coverage?
April 27th, 2010With the prices of cars today going out of sight, it is important to make sure you are protected in the event of an accident. In many cases, your insurance will not pay off your vehicle if it is totaled in an accident. That is why many lenders and dealers will offer you GAP insurance to protect your investment and your credit …
Car Buying Negotiation Tips
March 23rd, 2010Everyone is at a disadvantage when going to a dealership and negotiating for a car. There are several websites today that are out there to help you through that process. The key with any negotiations is to stay in control of the process. Remember that you are the one making the purchase, the dealership is there to serve you – …
Car Refinancing in Four Easy Steps
March 17th, 2010Refinancing your existing car loan is a great to save money. There are a lot of us who have gone to dealerships and financed our cars the old fashion way, through the dealer. If you fall into that category, you probably paid a higher interest rate than you should have. Refinancing your car loan can save you a great deal …