The Official Blog | OpenRoad Lending

How Jurors Determine Who Is Liable in a Car Accident?



Who was at fault? Do each of you bear partial responsibility? Find out how fault is determined in a car accident, and what you can do to help win your case. Wham! So who is to blame for the accident? You or the other person? If it’s your fault, your insurance premiums might rise. Or if you’ve had multiple other …

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What to Do When You Are Upside Down in a Car Loan



With consumers looking to trade every few years, it is no wonder why we cannot build any equity in the cars we drive. Refinancing an upside down car loan can help you build equity faster and get out of that upside down car loan. Everyone wants to get to pay off their car loan and now it is easier than ever. Dealers …

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Stay Safe, Winterize Your Car



Winter driving can trigger anxiety in even the best of drivers. When the first snowflakes fly, with drivers driving either too fast or too slow, poor visibility, and icy spots forming on roadways, the roads can become a dangerous place to navigate. Unfortunately, as a result of tricky driving conditions, car accidents may be more prevalent. Whether a car has …

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Car Shopping Is Easier Than Ever With These High-Tech Tools



You break out in a cold sweat at the thought of buying a new car. You dread walking into the car dealership, feeling unprepared to deal with the vulture-like salespeople and you want to avoid haggling. The days of scouring the newspaper and spending tons of time at the dealership to pick out a new car are over. With the …

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Refinance Auto Loan – How to Lower Your Monthly Payments



During a time when monthly payments can add up on your home, your car and various insurances, it can be difficult to always make ends meet. If there was a way to lower your monthly payments in any of these categories, would you take advantage of it? You may think that the only way to effectively lower payments is to …

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Questions to Ask Before Your Next Car Loan



When getting your next auto loan, there are several things to consider to make sure you are getting the best deal. Whether you apply directly with the dealer selling you the vehicle or with an online lender, these FAQ’s should eliminate all of the confusion from the process. Here are some things to ask yourself before you apply for your …

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Poor Credit Car Loans



Finding a car loan for less than perfect consumers has never been easier. None of us can stand the traditional means of going in a dealership and filling out an application. Waiting around in the showroom wondering if we care going to get approved and if we do, what will the interest rate or payments be. Thanks to the world wide web, …

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Steps to Boost Your Credit Score Before Buying a New Car



     According to the 2015 Consumer Financial Literacy Survey by the National Foundation for Credit Counseling (NFCC), 52 percent of American adults do not review their credit score and only 23 percent said they checked it because they were making a major purchase. Your credit score gives you the power to secure lower interest rates on loans and get …

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Top 5 Things to Save You Money on Car Maintenance



Cars are expensive. Everyone knows that, but not everyone considers this: high costs continue beyond the initial purchase. Maintenance, gas, insurance, and many other auto-related costs can add up to dry out your bank account.   Luckily, there’s plenty you can do. You’re at the wheel, here. Smart car ownership can save you big money. The little things adds up. …

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The Life of Your Car: Refresh or Replace?



Touch Up or Trade In? We never really realize how dependent we are on our vehicles until we are left without one. Normal wear and tear and minor fender benders are common occurrences during the life of a car. In fact, the average driver may have three to four car accidents in his or her lifetime, which can affect the …

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