State Specific Disclosures


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Alabama Residents: Here is our Alabama Consumer Credit License

 

Additional Rights for California Applicants: For purposes of compliance with the California Financial Privacy Act, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing puposes, please go to www.openroadlending.com/optout. If you are married, you may apply with or without your spouse. OpenRoad Lending is licensed as OpenRoad Lending, LLC, NMLS 710945 and CA Lender License #603 I315.

Maine Residents:

The creditor or lender at the time of application for the loan or at the outset of negotiations regarding the loan or sale shall inform the purchaser or borrower of that person’s right of free choice in the selection of the agent and insurer through or by which the insurance in connection with the loan is to be placed, including the right to choose an agent or broker whether or not that agent or broker is affiliated with a creditor or lender

New York Residents:
A consumer report may be requested in connection with your application. Upon your request, we will tell you whether or not the consumer report was requested and give you the name and address of the consumer-reporting agency that furnished the report.

Ohio Residents:
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

South Carolina Residents:

Click here to see our Consumer Rights Pamphlet.

 SC License    

Wisconsin Residents:

No provision of any Marital Property Agreement, a Unilateral Statement under Section 766.59 Wisconsin Statutes or a court decree under Section 766.70 Wisconsin Statutes adversely affects the interest of OpenRoad Lending unless OpenRoad Lending, prior to the time credit is granted, is furnished a copy of the agreement, statement or decree or has knowledge of the adverse provision when the obligation to OpenRoad Lending is incurred.

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