Car Loan Refinance Application | Refinance My Car Loan

Ready to Lower Your Car Payment? It's Fast, Easy and Free


OpenRoad is an award winning, customer focused, online auto finance company trusted by tens of thousands around the country. Since 2009 OpenRoad has helped put hundreds, even thousands of dollars back in our customer’s pockets. With favorable loan terms for all credit types, our experts will customize a solution that best fits your needs.

OpenRoad is an award winning, customer focused, online auto finance company trusted by tens of thousands around the country. Since 2009 OpenRoad has helped put hundreds, even thousands of dollars back in our customer’s pockets. With favorable loan terms for all credit types, our experts will customize a solution that best fits your needs.

Auto Loans Made Easy:
Apply online from anywhere in minutes with no obligation. Get an answer back in as fast as 1 hour and save hundreds or even thousandsdagger on your auto loan!

*Required Information

Type of Car Loan*

Personal Information

**Please be sure to enter your Legal Name exactly as it appears on your Driver's License **

You must be at least 18 years of age to apply. Please check the Date of Birth field before submitting your application.

Contact Information

The amount entered for gross monthly income (before taxes are taken out) does not meet our minimum income requirement. Is there any additional household income you can verify? If so, please enter it into the “other” field.
Please confirm that your gross monthly income (before taxes are taken out) is correct. The figure you entered puts you in the top 1% of earners and appears to be an annual income number.
Please confirm that your rent/mortgage payment is correct. The figure entered is over $10,000 per month.
In order to use someone else's income on the application, they must be a co-applicant. Please be sure to add your spouse as a co-borrower on the application before submitting.

Employment Information

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. If there is additional income from a spouse you want considered, you must choose "with a co-borrower" above and complete a joint application.
 
Please confirm the current mileage on your vehicle is over 125,000.

By providing the information in this application and clicking on the "Click to Complete and Start Saving!" button and the “I Agree to these Terms and Conditions” box, the applicant and any co-applicant ("I," "me," and "my") each agree that: (1) I received and read the State Disclosures and the OpenRoad Lending Privacy Policy; (2) I received, read, and agree to the Consent for Electronic Disclosures and all other Terms and Conditions for this application shown above; and (3) I understand that I could have multiple inquiries on my credit report through this process and I am granting OpenRoad Lending and its partners permission to access my credit report to determine if I qualify for refinancing my existing auto loan, and (4) I provide express consent to receive autodialed/prerecorded calls/texts or live agent calls regarding financial services or other credit related offers from Credit Options, OpenRoad Lending or one if its third party lenders or affiliates at any number I have provided (consent to be contacted is not a condition to purchase services).
I have reviewed the provisions above and the terms in each of the linked documents. By checking the box, I am indicating that I agree to those terms and conditions.
I agree to consent to Electronic Disclosures and to use electronic records and signatures. I consent to receive disclosures electronically.
There are problems with some of the fields on the application. Please correct your errors and try again.
 
AFSA Verified INC 500

Private & Secure

This site uses Secure Sockets (SSL) encryption for all customer data and has been authenticated by GoDaddy.

Verified
  •  Any information you provide will be safe, secure, and confidential. Learn More (privacy policy)

Financing Your New Car With OpenRoad is Quick, Easy & Secure

  • Rates as low as 1.9%dagger
  • There’s no cost or obligation to apply
  • Fast loan decisions – apply today and shop as soon as tonight
  • Having your financing approved and your OpenRoad eCheck in hand empowers you to negotiate and purchase like a cash buyer.
  • Applying in the comfort and privacy of your own home eliminates possible surprise or embarrassment at the dealership.
  • With your financing secured you can focus on obtaining manufacturer incentives, getting you the best deal possible.
  • Experienced Loan Care Agents to prepare you for the Dealership experience
  • Our Customers

    Our Customers

    "I was able to apply and purchase a car in just a few hours. The dealership told me they were shocked at how fast they responded. Will never finance a car another way again." Lisa G. - WA

Refinance Your Auto Loan at a Lower Rate

  • Take advantage of rates as low as 1.9%dagger
  • Lower your rate and your paymentdagger
  • Save! Customers save an average of $100 or more per monthdagger
  • Shorten the term of your loan
  • Have the opportunity to Skip-a-Paymentdagger
  • Expert Loan Care Agents that are ready to assist you
  • Use the money you save every month on something you enjoy
  • Our Customers

    Our Customers

    "I had no idea it was this easy to lower my car payments. I would have done this a long time ago." Thomas K. - NC

Customer Savings To Date




...and counting!