This notice provides information as to what OpenRoad Lending does with your personal information and provides you a right to limit some but not all sharing of your personal information.
Our Online Privacy Statement describes
how we may collect, use and share information you provide when you visit this
web site, receive our emails or interact with advertisements we have on
third-party web sites.
1. What Information Do We Collect?
We collect two types of online information:
non-personal and personal.
Non-Personal Information
When you visit our site, we collect the IP address of the
device you use to connect to the Internet. In addition, we gather information
such as what browser and which version of it you're using, the type of
operating system you have, and which site you came from. This information
helps us provide an online experience that matches your device.
When you browse our site or receive one of our emails, OpenRoad
Lending and companies we work with use cookies and / or pixel tags to collect
information and store your online preferences. Cookies are widely used
and most browsers are set up to accept them automatically. If you would prefer,
you can choose to not accept cookies.
It's important to note that cookies and pixel tags do not
capture any information that can personally identify you. The information
they gather helps us improve your online experience and may include:
- Your response to one of our emails
- Time and duration of your visit to our
site
- Pages you viewed while on our site
Personal Information
In addition to the information described in the previous
section, we may also gather personal information that you provide to us. We
collect information you provide through an online application at this site when
you submit the completed application. The information in your online
application includes but is not limited to your name, address, date of birth,
social security number, email address, phone number, employer, occupation and
income.
If we have personal information from you, or information
that's publicly available from other sources, we may use it in combination with
the information that OpenRoad Lending has collected online. We can use
this information to better tailor and personalize our service and marketing
communications with you, both online and offline.
The personal information you provide online is held by the OpenRoad
Lending. You can access and/or change
information in connection with your application by telephoning OpenRoad Lending.
To protect your privacy, proof of identity or other authentication is required.
Email Offers
Customers and consumers who receive a promotional email message
about our products and services may elect to not receive further promotional
email messages in accordance with the instructions we provide in the
promotional email message. If you elect not to receive these messages, we will
retain your e-mail address solely for the purposes of facilitating your
request.
Marketing lists
If you choose to be removed from our marketing lists, please
telephone OpenRoad Lending.
2. How Do We Use the Information We
Collect?
OpenRoad Lending uses the information we collect about and
from you to manage our business and to offer an enhanced, personalized online
experience on our site and third party websites.
The information we collect allows us to:
- Recognize you when you return to our
site so we can personalize your experience
- Process applications, quote requests
and transactions
- Respond to your requests
- Provide you relevant product and
service offers on our site and in other advertising
3. How Do We Use Information from Our Advertisements
on Other Websites?
Companies we work with place and track advertisements on
third-party websites.
Like most advertisers, we place advertisements where we think
they will be most relevant to customers. We place advertisements by
developing and using our own marketing segments that may combine online and
offline information about our current and prospective customers. In
addition, we may use marketing segments provided by online publishers and
network advertising companies.
Network advertising companies that provide these services
have their own privacy policies and are not subject to our Online Privacy Statement. Many of these companies
provide ways to avoid targeted advertising provided by, or through, them.
4. Sharing information Gathered
The OpenRoad Lending web site is designed to give our
customers, prospective customers and visitors a confidential means of gathering
information about our company, services and products and for doing business
with us over the internet. Our site will
only collect information from you that you voluntarily provide in order for us
to service your request. If you have
provided personal information on our web site in order to obtain a quote or ask
us a question, we may need to share that information with authorized third
parties such as third
party lenders, dealers, or others that may be able to offer you, or assist you
in finding, financing that meets your needs. Please see our Privacy Policy which we provide to all
customers for a comprehensive explanation of how we collect, use and share
personal information and what you can do to limit the use and sharing of your
information.
5. Can You Control Your Information That's
Collected and Used Online?
It's important to note that the information we use about you
helps us provide you with products, services and experiences that benefit
you. You have the ability to control how your non-personal information is
collected and used online.
Cookies
You can control whether to accept cookies or not. Cookies
are sets of information that our web server assigns to you when you visit our
web site. Cookies are used in a few areas of our site only for maintaining
information between pages. Cookies are
not used for storing or tracking personal information from our customers. These cookies simply carry forward
information that you submitted on one screen to the next screen, eliminating
the need for redundant entry. These
cookies do not gather personal information from you or your computer. You have a choice whether to accept cookies
or not. If you decide to not accept
cookies, some features and services on our site may not work properly. In
addition, the offers we provide when you visit us may not be as relevant to you
or tailored to your interests.
If you would prefer not to accept cookies, you can:
- Change your browser settings to notify
you when receive a cookie, which lets you choose whether or not to accept
it
- Set your browser to automatically not
accept any cookies
Notice of Changes
From time to time, we may change this Online Privacy Statement. The effective date of
this Statement, as stated below, indicates the last time this Statement was
revised or materially changed. Checking the effective date below allows
you to determine whether there have been changes since the last time you
reviewed the Statement.
Effective Date
This Statement was last modified on September 8, 2011.