This notice provides information as to what OpenRoad Lending does with your personal information and provides you a right to limit some but not all sharing of your personal information.
Our Online Privacy Statement describes how we may collect, use and share information you provide when you visit this web site, receive our emails or interact with advertisements we have on third-party web sites.
1. What Information Do We Collect?
We collect two types of online information: non-personal and personal.
When you visit our site, we collect the IP address of the device you use to connect to the Internet. In addition, we gather information such as what browser and which version of it you're using, the type of operating system you have, and which site you came from. This information helps us provide an online experience that matches your device.
It's important to note that cookies and pixel tags do not capture any information that can personally identify you. The information they gather helps us improve your online experience and may include:
- Your response to one of our emails
- Time and duration of your visit to our site
- Pages you viewed while on our site
In addition to the information described in the previous section, we may also gather personal information that you provide to us. We collect information you provide through an online application at this site when you submit the completed application. The information in your online application includes but is not limited to your name, address, date of birth, social security number, email address, phone number, employer, occupation and income.
If we have personal information from you, or information that's publicly available from other sources, we may use it in combination with the information that OpenRoad Lending has collected online. We can use this information to better tailor and personalize our service and marketing communications with you, both online and offline.
The personal information you provide online is held by the OpenRoad Lending. You can access and/or change information in connection with your application by telephoning OpenRoad Lending. To protect your privacy, proof of identity or other authentication is required.
Customers and consumers who receive a promotional email message about our products and services may elect to not receive further promotional email messages in accordance with the instructions we provide in the promotional email message. If you elect not to receive these messages, we will retain your e-mail address solely for the purposes of facilitating your request.
If you choose to be removed from our marketing lists, please telephone OpenRoad Lending.
2. How Do We Use the Information We Collect?
OpenRoad Lending uses the information we collect about and from you to manage our business and to offer an enhanced, personalized online experience on our site and third party websites.
The information we collect allows us to:
- Recognize you when you return to our site so we can personalize your experience
- Process applications, quote requests and transactions
- Respond to your requests
- Provide you relevant product and service offers on our site and in other advertising
3. How Do We Use Information from Our Advertisements on Other Websites?
Companies we work with place and track advertisements on third-party websites.
Like most advertisers, we place advertisements where we think they will be most relevant to customers. We place advertisements by developing and using our own marketing segments that may combine online and offline information about our current and prospective customers. In addition, we may use marketing segments provided by online publishers and network advertising companies.
Network advertising companies that provide these services have their own privacy policies and are not subject to our Online Privacy Statement. Many of these companies provide ways to avoid targeted advertising provided by, or through, them.
4. Sharing information Gathered
5. Can You Control Your Information That's Collected and Used Online?
It's important to note that the information we use about you helps us provide you with products, services and experiences that benefit you. You have the ability to control how your non-personal information is collected and used online.
You can control whether to accept cookies or not. Cookies are sets of information that our web server assigns to you when you visit our web site. Cookies are used in a few areas of our site only for maintaining information between pages. Cookies are not used for storing or tracking personal information from our customers. These cookies simply carry forward information that you submitted on one screen to the next screen, eliminating the need for redundant entry. These cookies do not gather personal information from you or your computer. You have a choice whether to accept cookies or not. If you decide to not accept cookies, some features and services on our site may not work properly. In addition, the offers we provide when you visit us may not be as relevant to you or tailored to your interests.
If you would prefer not to accept cookies, you can:
- Change your browser settings to notify you when receive a cookie, which lets you choose whether or not to accept it
- Set your browser to automatically not accept any cookies
Notice of Changes
From time to time, we may change this Online Privacy Statement. The effective date of this Statement, as stated below, indicates the last time this Statement was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the Statement.
This Statement was last modified on September 8, 2011.