Your 2013 New Car Shopping Guide to End-of-Year Incentives - OpenRoad Lending

Your 2013 New Car Shopping Guide to End-of-Year Incentives

We’ve seen so many commercials advertising winter car sales in the past few weeks that even their theme music is becoming familiar. With only a few days left in 2013, dealers want to clear their lots of excess inventory so they can earn their end-of-year bonuses and avoid paying taxes on unsold vehicle stock. Manufacturers help by advertising holiday cash-back rebates, super financing discounts, and special lease deals. And that means great deals are available in the next few weeks for all new-car shoppers, no matter what make or model you’re interested in buying.

To help with your holiday season new-car shopping, we’ve assembled a list of current manufacturer incentives, rebates, and lease deals available between now and the end of the year. Browse the incentives below, the go to OpenRoad Lending to discover your opportunities to get a great deal on a new car before the New Year. Don’t forget to lock in your financing before stepping foot into the dealership as well to get best low rate car finance options available.

While some may expire as early as January 2, 2014, some of these incentives don’t expire until January 6th, 2014, to let you get a full weekend of shopping, so be sure to check the fine print at each manufacturer’s website. Also, some deals are regional, and the amount of potential savings can be determined by how well a particular model is selling, so don’t expect giant discounts on high-demand models. (And while this is a great time to get great deals on those remaining vehicles that have been lingering on dealer lots, don’t forget that the selection gets smaller the longer you wait.) And as always: Not all buyers may qualify, higher rates apply for buyers with lower credit ratings, incentives are subject to change, and dealers ultimately set the actual prices so check with your Certified Dealer for specific details.Acura is promoting its “Season of Reason” sales event with a low 0.9% APR finance offer for up to 60 months on most Acura models, as well as special 36-month lease offers with no down payment, no security deposit, no first month’s payment, and nothing due at signing on select Acura models. (Expires January 6, 2014.)

BMW‘s Happier New Year sales event guarantees the next year will be even better than the last by offering special lease and finance offers that include enhanced holiday credit, low finance rates, and special leasing terms. Shoppers who buy using BMW Financial Services can enjoy financing rates as low as 2.99% for 36 to 60 months depending on model, and special 39-month lease terms that require $0 security deposits and low down payments. Whether you buy or lease, transactions during the BMW Happier New Year Sales Event may also qualify for a special holiday credit ranging from $1,500 to $4,500 (depending on model), while returning BMW customers may also qualify for up to $1,000 loyalty cash on certain models. (Expires January 2, 2014.)

Chrysler‘s “Big Finish” year-end sales event offers special cash allowances, and low finance and lease rates including a 0% APR for 72 months on select 200, 300, and Town & Country models or up to $1,000 cash allowance on the 2014 200 Convertible; lease deals include great low rates of $299 per month for 39 months on the 2014 Town & Country minivan in Touring trim or $169 per month for 39 months on the Chrysler 200 with no security deposit required. (Expires January 6, 2014.) Military members can benefit from an additional $500 bonus cash allowance as well.

Dodge is also participating in the “Big Finish” year-end sales event that offers up to $2,500 in cash allowances or 0% APR financing rates on most models in the Dodge lineup. Dodge is also offering special no-security-deposit 36-month lease offers based on where you’re shopping. Interested in the 2014 Dodge Charger? It’s eligible for up to $2,500 in cash allowance or 0% financing for up to 36 months, or a $269 lease for up to 39 months. (Expires January 6, 2014.) Military members can benefit from an additional $500 cash allowance as well.

Fiat is helping clear out end-of-the-year inventory by offering low 1.9% APR financing for up to 72 months on select 2013-model-year 500 models, 0% for 60 months on the 500C Pop, or as much as $1,500 cash back on Abarth models. (Expires January 6, 2014.) Military members can benefit from an additional $500 cash allowance as well.

Ford has got Santa helping to pitch its “Dream Big” sales event promising special low financing rates and cash back offers on its Fusion, Escape, C-Max, Focus, and F-150 models. Need a practical pickup truck? The 2013 Ford F-150 features 0% APR for 60 months. Interested in the super functional C-Max Hybrid? Ford is offering 0% financing for 60 months PLUS $1,000 in bonus cash. Even if you’re not shopping for a Ford vehicle, browse by the site to watch their cute “Dream Big” holiday videos for all the vehicles being promoted in this sales event. (Offers expire January 2, 2014.)

General Motors is offering seasonal incentives on its BuickCadillac,Chevrolet, and GMC brands. As part of its Holiday Sales Event, Chevy’s “Giving More” with super low lease offers on most of their cars and utility vehicles, and cash allowances up to $2,000 on pickup trucks — even as much as $7,000 cash allowance on the extended range electric Volt. Looking to get into a 2013 Corvette? Chevrolet has a plethora of options including a 1.9% APR for 60 months or up to $2,000 cash back available for qualified buyers on certain 2013 Chevy models. Cadillac has dozens of incentives available across their lineup including up to $6,000 cash allowance on the 2013 Cadillac CTS-V wagon and 1.9% APR for up to 36 months on the 2014 Escalade. Buick is offering an ultra-low mileage lease on the 2014 LaCrosse with eAssist for $299 for 24 months with no security deposit, up to $1,500 holiday cash on the 2014 Buick Verano, or up to $3,500 cash back on the 2013 Buick Regal.  Meanwhile GMC is offering a variety of incentives across its lineup, including an exceptional lease of $299 for 24 months or $4,500 consumer cash on the Sierra 1500, and a 0% APR for up to 72 months OR $6,500 cash allowance on the 2013 Yukon Denali. There are just too many special offers across the General Motors brands, so be sure to visit the Buick,CadillacChevrolet, and GMC brands to find the best seasonal incentive for you.

Honda is promoting its Happy Honda Days sales event by overgifting on big savings thanks to financing rates as low as 0.9% for 24 to 60 months or special 36-month leases with no security deposit on selected models. So many options on so many models, just take your choice on the special holiday offer on your preferred Honda vehicle!

Hyundai is celebrating its “Hyundai Holidays’ sales event by offering super affordable monthly lease specials, low finance rates, and generous cash back of as much as $2,000 on select Hyundai models. Plus, Hyundai will match dollar for dollar up to $500 for a customer who buys or leases a new 2013 or 2014 Hyundai using their BoostUp.com account funds as a down payment. Hyundai’s Bonus Cash offers are valid through January 2, 2014; BoostUp offers are valid through December 31, 2013.

Infiniti is promoting its Limited-Engagement Winter Event offering the most attractive offers of the year on its entire line of luxury performance vehicles. Many lease offers — such as $369 for 39 months on the Q50 or $439 for 39 months on the QX50 — are available on their website, though specific purchase offers are available through dealers only. (Expires January 2, 2014.)

Jeep joins in the “Big Finish” year-end sales event by offering special cash allowances, and low finance and lease rates on much of their lineup including a 0% APR for 36 months on select 2014 Jeep Grand Cherokee models, 0.9% financing for 36 months and up to $500 cash back on the all-new 2014 Cherokee, or up to $2,500 cash allowance on the 2014 Jeep Compass; Lease deals include great low rates of $309 per month for 39 months on the 2014 Jeep Wrangler or $219 per month for 39 months on the 2014 Jeep Patriot with no security deposit required. (Expires January 6, 2014.) Military members can benefit from an additional $500 cash allowance as well.

Kia Motors celebrates its Holiday Sales Event by offering special offers on the Soul, Optima, Sorento, Forte and Sportage models. Offers include super low interest rates from 0% to 3.9% for up to 60 months for qualified buyers, generous cash back, and special lease programs as well.

Lexus is celebrating its annual “December to Remember” sales and leasing event with APRs as low as 0.9% for up to 60 months and special 36-month lease deals on select models depending on your region.

Lincoln dealers are promoting a “Wish List” sales and lease event with offers on a variety of Lincoln vehicles depending on your region. One highlight is a $0 down, $0 first month’s payment, and $0 cash due at signing Red Carpet Lease on the 2014 Lincoln MKZ Hybrid. (Expires January 2, 2014.) Regardless of whether you’re shopping for the holidays or any time of the year, Lincoln shoppers can enjoy a more personalized shopping experience thanks to the new Lincoln Concierge program, which offers interactive consultations with your personalized concierge via chat, phone, or email.

As part of its Winter event, Mercedes-Benz is offering special lease deals to qualified buyers on many models in its collection through December 31, 2013. Choose from among their many luxury models, including the sporty C-Class to the elegant S-Class, and visit a dealer to discover what incentives are available in your area.

Participating Mini dealers are offering 0% APR financing for up to 48 months, up to 0.9% for up to 72 months on most 2014 models, or $179 per month on a 36-month lease of a 2013 Mini Cooper Hardtop. Buyers of Minis also receive “Boot to Bonnet” no-cost maintenance for three years/36,000 miles and 24-hour roadside assistance for the first four years and unlimited miles.

Get great holiday offers from Nissan’s Year-End “Season to Choose” Sales Event with special deals on Nissan’s full lineup of sedans, crossovers, trucks and SUVs. Options include a $169 36-month lease on the Juke, a 0% APR for up to 60 months and up to $2,000 savings on the Rogue, a $250 39-month lease on the Quest minivan, or 0% APR for 36 months and $1,000 cash on the Sentra sedan, depending on your geographic region.

Toyota’s annual Toyotathon deals vary regionally with a variety of leases and sales offers including APRs as low as 0% for up to 60 months plus up to $500 cash back on a variety of models in the Toyota lineup through January 6, 2014. New Toyota purchases also include the ToyotaCare maintenance plan which covers normal factory scheduled maintenance for two years or 25,000 miles, whichever comes first.

Volkswagen is offering special financing of 0% APR for 60 months on every 2013 model and 0.9% to 1.9%APR for up to 60 months on some 2014 models as part of the “Sign then Drive” sales event. Appealing lease deals on many Volkswagen models feature $0 down payment, $0 first month’s payment, $0 security deposit, and $0 due at signing (excludes TDI clean diesel and hybrid models). Volkswagen is also offering certified pre-owned APR financing as low as 0.9% on approved credit. (Expires January 2, 2014.)

Volvo‘s Holiday Sales Event is offering low lease plans and 0% finance rates on select vehicles in the Volvo lineup. All new Volvos also carry the Safe + Secure Coverage Plan, which covers three years of complimentary factory scheduled maintenance and three years of wear & tear coverage including brakes, rotors, and wiper blades. If you currently own or lease a Volvo, or have owned or leased a Volvo within the past six months, you can also add in the Volvo Loyalty Bonus and get $2,000 towards a purchase or $1,000 towards the lease of a new 2013 or 2014 Volvo.

Need Financing for a New Ride?

Wait! Before you go to the dealership to take advantage of these year-end clearance events, be sure to lock in your financing beforehand. Getting auto financing, regardless of your credit history is a breeze at OpenRoad Lending. You can apply and get a loan decision back in just a few minutes. From there, download your low rate car loan package and you are on your way to buying the car or truck of your dreams. Not in the market now for a new or used car? Consider refinancing an existing auto loan. On average, consumers are saving over $100 per month on their car loan payments. It’s just a few clicks away… you will be glad you did.

Interested in learning more about the cars above? Go to www.OpenRoadLending.com to see what other people in your area paid for the car you want so you know if you’re getting a good deal. To make it easier for you, incentives are already built in.

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